Residential, commercial, asset finance and SME loans — with a specialism in lending for companies, trusts and self-employed borrowers.
Lending for businesses, investors and complex structures — packaged around the way your accountant and solicitor have set things up.
Lending into companies, trusts and SMSFs is where most brokers struggle. My 16 years on the lender side mean I know how each bank treats trust distributions, retained earnings and self-employed income — and which lender to take your deal to first.
Big 4 banks, second-tier banks, non-banks and select private credit providers — matched to deal size, structure and timeline.
First home, upgrade or investment — sharp pricing, the right structure, and lender selection that maximises your borrowing power.
Each lender calculates self-employed income differently — add-backs, retained earnings, two-year average vs latest year. Knowing which lender's policy works for your numbers can be the difference between borrowing $700k and borrowing $1.1m.
First Home Guarantee, Family Home Guarantee, Regional First Home Buyer Guarantee — I'll tell you what you qualify for.
Finance for vehicles, plant, equipment and machinery — structured for tax efficiency and cashflow.
Many asset finance applications can be approved in 24–48 hours. Send the invoice and ID — I'll handle the rest.
I work directly with your accountant to choose the structure that maximises depreciation and GST benefits for your situation.
Working capital, growth funding and business loans for SMEs — including unsecured options where the numbers stack up.
SME lending is fast moving and policy-driven. After 16 years inside the banks I know which lender's appetite fits your turnover, industry and balance sheet — saving weeks of dead-end applications.
Already have an SME or commercial loan? I run free annual reviews for existing clients to make sure you're still on market-leading terms.
Most borrowers are paying too much. A 30-minute review usually finds you a sharper rate, a better feature set, or both.
Your current loan statement, the rate you're on, and the property value. That's enough to know if you can do better.
Even 0.5% off a $700k loan is around $3,500 a year. Most refinances I complete save clients $2,000 – $8,000 annually.
Send through your situation — or your client's. I'll come back with options, indicative pricing and the likely conditions.