Sam — 0430 321 268 sam.wang@swcommercialloan.com
Mon–Fri 8:30am – 6:00pm AEST
Customer at the centre of everything I do

Complex lending, made simple.

Lending for companies and trusts is notoriously complex. My job is to simplify it. With 16 years of "lender-side" experience as a senior relationship manager inside major banks, I structure finance for sophisticated borrowers — and predict the answer before we even apply.

16 yrsLender-side experience
Trust & SMEStructure specialists
40+Lender panel

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Accredited with Australia's leading lenders

CBAWestpacNABANZMacquarieINGBankwestSuncorpSt.GeorgeBank of Melbourne
What I do

Full-spectrum lending, end-to-end.

Residential, commercial, asset finance and SME — one point of contact, from first conversation through to settlement.

Commercial Finance

Commercial property, working capital, business acquisition and development funding from $250k to $50m+.

Explore commercial finance →

Home Loans

First home buyer, upgrader, investor or refinancer — we'll source the sharpest rate and structure for your situation.

Explore home loans →

Asset & Equipment

Vehicles, plant, machinery and equipment finance — chattel mortgage, novated lease or operating lease.

Explore asset finance →
How I work

Four steps from first call to settlement.

01

Free initial review

A no-obligation conversation to understand your structure, goals and timing.

02

Strategy & options

I compare lender policy against your situation and present a shortlist with the trade-offs spelled out.

03

Application

I package the deal the way a credit assessor needs to see it — and predict the outcome before we lodge.

04

Settlement

From approval through to funds in account, I manage every detail and every counterparty.

Why SW Commercial Loan

Four reasons sophisticated borrowers work with me.

More than a decade inside major banks taught me how lenders actually think. That perspective is the difference between a deal that settles and a deal that stalls.

01

Structure-first approach

Financing has to match your tax and legal frameworks — not the other way around. I work with your accountant and solicitor to package each loan around the structure you've already built.

02

Maximising borrowing power

Every lender calculates trust and self-employed income differently. Knowing which lender treats your situation most favourably is the difference between a "no" and a sharp approval.

03

Credit approval insight

16 years of "lender-side" thinking means I read your file the way a credit assessor will. I predict the outcome — and the conditions — before we lodge the application.

04

Full-spectrum lending

Residential, commercial, asset finance and SME loans under one roof. You get a single point of contact across every loan in your portfolio.

For accountants, advisors & legal firms

Your strategic "external brain" for complex lending.

If you advise clients with company, trust or SMSF structures, you've seen lending derail otherwise good plans. I work directly alongside accountants, financial advisors and solicitors to handle the lending piece — discreetly, accurately, and with full transparency back to you.

  • White-label or co-branded engagement available
  • Structured to preserve your client relationship
  • Free initial review of any complex financing requirement
Start a conversation

Free initial review

Send through the brief. I'll come back to you with lender options, indicative pricing and likely conditions — no obligation.

"SW Commercial Loan refinanced our manufacturing facility and arranged equipment finance at the same time. They saved us $94,000 in the first year alone. The team is responsive, sharp and absolutely trustworthy."

— David Tran, Managing Director, Tran Industrial Pty Ltd
Read more client stories

Let's collaborate.

Free initial review for your situation — or your client's. No obligation.