Sam — 0430 321 268sam.wang@swcommercialloan.com
Mon–Fri 8:30am – 6:00pm AEST
Loan calculator

See what your repayments could look like.

Enter your loan amount, interest rate and term to estimate principal & interest repayments. Indicative only — call us for a real quote.

Repayment calculator

$
%
yrs
Estimated repayment $3,673 per month
Total interest $722,127
Total to repay $1,322,127
Number of repayments 360
Cost per $1,000 borrowed $2,203
Indicative only. Calculations assume principal & interest repayments at a constant rate. Real repayments depend on lender fees, offset balances, redraw use and rate movements. For a tailored quote, get in touch with Sam.
Helpful to know

Three things the calculator doesn't show you.

Offset accounts

Money in an offset reduces the interest charged dollar-for-dollar. $50k offsetting a 6.2% loan is roughly $3,100 saved each year — not reflected here.

Fortnightly hack

Splitting your monthly repayment in half and paying fortnightly squeezes in one extra month of repayments per year — typically shaving 4–6 years off a 30-year loan.

Comparison rate

The advertised rate isn't the full picture. Comparison rate includes most fees — always compare like-for-like. We'll show you both.