Lending for companies and trusts is notoriously complex. My mission is to simplify it — and to give your portfolio the personalised attention and expert guidance it deserves.
I'm Sam Wang, founder of SW Commercial Loan. Before starting this brokerage, I spent more than a decade as a senior relationship manager inside major Australian banks — sitting on the lender side of the table, structuring and approving the kinds of deals I now arrange for my clients.
That perspective is the difference. I know how each lender calculates trust and self-employed income. I know what a credit assessor looks for, what kills an application and what makes one fly through. By the time we lodge, I've already mapped the path to approval.
SW Commercial Loan specialises in financing for sophisticated structures — companies, trusts and SMSFs — alongside residential, commercial, asset finance and SME loans. One broker, one point of contact, your whole portfolio.
SW Commercial Loan operates as Credit Representative Number 563465, authorised under Australian Credit Licence 389328 (ABN 85 685 353 762).
I align financing with the tax and legal frameworks you've already built — companies, trusts, SMSFs — so the loan supports your structure instead of compromising it.
Every lender treats trust distributions and self-employed income differently. Matching you to the lender whose policy fits your numbers can lift your borrowing power by hundreds of thousands.
Years on the lender side mean I see the deal through a credit assessor's eyes. I know which conditions are negotiable, which aren't, and what the answer is likely to be before we lodge.
Residential, commercial, asset finance, SME — I cover the lot. You don't need three brokers for three loans.
If you're an accountant, financial advisor or solicitor whose clients deal with complex structures, you've probably seen good plans get held up by lending. I work directly alongside professional advisors to handle the finance piece — without competing for your client relationship.
Send me the brief. I'll come back with lender options, indicative pricing and the likely conditions — free of charge, no obligation.
Start a conversationPrincipal Finance Broker
Founder of SW Commercial Loan. Former senior relationship manager at major Australian banks with 16 years' lender-side experience. Specialist in lending for companies, trusts and self-employed borrowers.
Free initial review of your situation — or your client's. No obligation.